Osterville, Massachusetts • Est. 1982
Family owned and operatedfor over 40 years.
As an independent agency, we represent many of the finest insurance carriers — giving you real choices and the confidence that you're covered, at the right price.
What We Cover
Insurance for every part of your life.
From your home and vehicles to your boat and business, we find the right policy at the right price.
Auto
Competitive coverage from multiple carriers, tailored to your driving needs.
Home
We navigate a complex homeowners market to find the right coverage for you.
Boats & Marine
Specialized coverage from small recreational boats to offshore vessels.
Life
Term, whole, and universal life options to protect your family's future.
Business
Liability, property, and professional coverage for Cape businesses.
How it works
Getting the right coverage is simpler than you think.
Tell us about yourself
Share a bit about what you need to protect — your home, car, boat, or business.
We shop the market
As an independent agency, we compare options across multiple carriers to find the best fit.
You get covered
We walk you through your options clearly and get you covered at the right price.
Ready to get started? It only takes a few minutes.
Request a Free QuoteAbout Us
Independent. Local.
Family-run since 1982.
As an independent agency, we aren't captive to any single carrier — we shop across companies to find the right fit for you, at the best possible price.
Our Story →"We pride ourselves on personal, responsive service with an emphasis on developing real relationships with our clients."
— The Germani Family